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> BY PHONE <
"Agence en Ligne" at
33.1.76.61.49.92, from Monday to Friday, from 8:30 a.m to 6:00 p.m. Saturday
8:30 a.m. to 4:30 p.m.
From FRANCE: 0892.892.777 (0,34€/min)
Online banking services (phone and e-mail) are only reserved for Agence en ligne customers and new customers who have an interest in our department . |
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 Using your bank account -> Your cheque book
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YOUR CHEQUE BOOK
Payments
Cheques for payments can be issued anywhere in France.
You may be asked to prove your identity.
The cheque guarantee card does not exist in France.
Withdrawals
Outside our area (Ariège - Pyrénées Orientales), you can make a cash withdrawal in any Crédit Agricole Branch in France, using your cheque book, until 400 € per 7 days period.
How to draw a cheque in Euros
1 - amount in full letters
2 - amount in figures
3 - beneficiary name
4 - the place where you are when writing out the cheque
5 - date
6 - signature
Cancelling a cheque
Under the French law a cheque is equivalent to cash; therefore a cheque cannot be cancelled.
According to the French bankers' code of responsibility, a cheque can only be cancelled if it is lost, stolen or deemed fraudulent by the bank
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CA Sud Méditerranée
has a dedicated branch for English speaking customers. Access to this branch is only reserved for people who have an interest in our department.
We will not be able to follow up requests from you if your interest is in another part of France. You should make an inquiry in one of the CRÉDIT AGRICOLE local branches. |
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Unpaid cheques
Funds must be on your account when issuing a cheque as legislation exists in France in respect of unpaid cheques.
In the case of an unpaid cheque, the bank is compelled to report this to the Bank of France, and to forbid the client in writing to draw any further cheques. This can lead to a customer becoming « interdit bancaire », which forbids a client to draw cheques for a five year period.
In the case of an unpaid cheque, and for a first incident, a customer has 60 days to regularise the situation. Regularisation after the 60 days or any further incident will result in the customer having to pay penalties to the Bank of France.
Strict legislation exists in France which does necessarily apply elsewhere, so do be careful.
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