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The rent which is paid by your tenant, for you is important. Often it is what makes your investment profitable or is an important complement to your revenue.
This is why the Crédit Agricole offers you an effective rental protection insurance, which guarantees that you will receive the rent without interruption.
To let your property, you should :
- Have a written lease, signed by the tenant and yourself,
- Obtain from the tenant :
- A deposit equal to two months rent,
- References from his employer,
- Photocopies of his last three payslips, or his last two tax returns if he is not employed, - A Home Insurance certificate for the let accommodation
- Have an up-to-date inventory for when the tenant moves into the property
- You must make sure that the tenants’ monthly income (after tax), is sufficient, or request a guarantee/deposit (caution solidaire)
Assure your Piece of Mind
There is just one simple solution with 3 indispensable guarantees :
- Unpaid Rent cover – Your tenant has stopped paying, your rental income will be refunded up to a maximum of 2 years.
- Legal Protection – You need help, advice or legal intervention in the law courts, you will be protected.
- Property damage – your tenant departs leaving behind your property damaged. The costs of the repairs and the lost rent during this work will be refunded.
Essential Cover :
Option : Empty accommodation
If you have not found a tenant for your accommodation, the Crédit Agricole will pay you compensation for the partial loss of your rental income.
The 5 advantages :
- Protection without delay, the cover begins the moment you have subscribed to the insurance.
- There are no excess charges
- The protection is not only for the tenant, it can be extended to an existing tenant
- Tax reductions are possible as a result of taking the insurance cover
- The monthly payments can be paid by direct debit, the amount payable is equivalent to 3% of the rent paid by the tenant.
To obtain a quote, contact us; we will be pleased to answer you quickly.
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Protecting your family, home and vehicle -> Rental Home insurance
